Steve, right now I see it much more clearly. I have seen it so many times too, just thought it an interesting insect.
Ever seen the syrphid flies? They look kind of like that. They resemble the wasps actually. You will know the syrphid when I show the picture that I am going to post. The syrphid flies are funny, the look like a wasp, but they come and they hover in front of you. I am sure that they are looking to see if there are any bugs on you, they are great bad bug predators, they are about the size of a house fly. I am off to find the picture of the syrphid. Hold on.
Now wouldn't you say they look pretty similar. This syrphid fly was on my fragrant honeysuckle that grows up my bedroom patio. It is a beneficial and is an amazing little fly. Best of the best day. Cindi