As a point of interest, what would be the cost (insurance wise) for a family of four per month if not provided by an employer?
Family in good health except the father who is suffering from cancer, he requires MRI scans, chemotherapy etc. What happens when the policy comes up for renewal?
don't want to dodge your question, but i can't really give you an answer. various companies had various policies. the same with individuals. you had a lot of choices...some good and some bad.
generally, when a company provided insurance they did a group policy, so the renewal was by company and not individual policy. it was a problem that needed fixing, that policies had limits and could be canceled under certain circumstances...but contrary to what has been said, this was not a common occurrence.
in no way i am saying that what we were doing was perfect. there are plenty of things that needed to be changed, but those changes were constantly blocked by the left because their goal is universal health care.
you have a kind of two tiered system. NHS and private. the goal here has been is more a Canadian type thing where you have no choice but the government. in fact, we already kind of have your system, it's just not recognized by most.
we have a huge medicaid system that covers the poor. unlike your system, it's not for everyone. we expected those who could pay, to do so. we have medicare that covers the elderly.
where we were lacking most was with the working poor. they often didn't get good coverage from their jobs, and made to much to get free care...but they did get care...just by way of emergency rooms and clinics sometimes.
i was a bit shocked to find that many Europeans had this Dickens vision of diseased and poor Americans dying in the gutter for lack of medical care!
this is not a debate about care. no one goes without care. this is a debate about ideology. about govenrment control of something where the government really should have no business.
if the changes that many of us had advised over the years had been implemented, care and insurance would cost less, and the consumer would have far more control in care and spending. but then....how would the leftist convince people to turn the system over to them?? :evil: