...Oh well... Back to figuring out why Obamacare demands I have insurance in case I get pregnant...
Hate to jump off topic, and I'm sure you typed it tongue-in-cheek, but unfortunately, as sad as it is, this is the easiest question of all.
It's a big government sneaky way to fund yet another entitlement program. Require folks to buy more expensive predefined insurance, with benefits they'll never want or need, and presto....you now have the money necessary to subsidize coverage, at least in theory, for the ever growing Entitlement "where's my free stuff" Crowd.
Yet another creative way to take more money for the makers and funnel it to the takers of the country. This is the most creative technique they've come up with since the concept of giving "tax refunds" to people who "DON'T PAY TAXES"! TRULY UNBELIEVABLY!!!
Yeah, I know you probably already know all this...I just find the opportunity to vent and actually type it out a bit therapeutic. Thanks for listening, may apologies for moving "off topic" from the OP....stepping off soapbox!