Personally I think it is too late in the season for a cut out if you want the bees to have a chance at surviving the winter. A cut out is very stressful on the colony and there is not a lot of time for them to recover before winter. Not sure about up in Delhi, but there are very few wax building days left around here depending on the weather.
Not to mention the huge undertaking of dealing with the large population of bees and honey this late in the season. By waiting until spring, a large portion of the honey will have been consumed, especially around the brood nest. and the bee population will be at a low as well. If this is your first cut-out, I don't think you know what your in for tackling a cut-out this time of year with honey being stored everywhere. Generally speaking, bees get a little more fickle this time of year as well.
I've already booked a couple for next spring. My feeling is that if the people have lived with them all summer, they can wait until spring when it is easier on the beekeeper and bees. If your doing it for the money, make sure you add a premium for the additional effort it will take. Most people have no problem waiting until spring if they know it will be cheaper. Especially when I tell them there is a possibility that the bees won't make it through the winter and then they can handle it themselves.