The costs are pretty insane--it's one of the reasons I live in a rural county. I'm lucky in that my commute is only about 18 miles.
The prices where my family lives in Michigan are insane, too. Mobile home parks are popular because a lot of people can't afford the 200K homes--so thye move into the park, where they have: 1. a mortgage on their home and 2. lot rent. Plus utilities and the new, stupid property tax on their decks. But the mortgage plus lot rent has to be more than I pay for my mortgage and taxes, I'd bet. So a lot of them get behind on bills, the home is reposessed, and the cycle starts over. For the most part, these aren't "professional" people, but the truck drivers, delivery people, service workers, and so on.
On a similar topic, the woman I carpool with called me Wednesday night--an ambulance was coming for her husband and she was too upset to drive to the hospital So I drove her, and stayed with her, and found out that her husband, who has diabetes, heart disease, and seizures, had cut down on his medications because they couldn't afford them. The result? He had a stroke.
Was he foolish to cut down on his meds? Well, she and I have the same health plan. I would estimate that even with our prescription plan, his meds would cost them $400+ per month. He, of course, can't work. She works in our mail processing area. They have a mortgage, and live a pretty quiet life otherwise. But making ends meet and having extra to visit the grandkids is a real strain.
It made me ill. This should not be happening.