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Author Topic: Remember to Cancel credit Cards before dying!  (Read 1086 times)


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Remember to Cancel credit Cards before dying!
« on: March 05, 2009, 11:17:10 PM »
I received this in an email, dont know if its joke or truth, nonetheless humerous :-D

Be sure and cancel your credit cards before you die. This is so priceless, and so, so easy to see happening, customer service being what it is today.
A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Citibank.

Here is the exchange :

Family Member: 'I am calling to tell you she died back in January.'

Citibank: 'The account was never closed and the late fees and charges still apply.'

Family Member: 'Maybe, you should turn it over to collections.'

Citibank: 'Since it is two months past due, it already has been.'

Family Member: So, what will they do when they find out she is dead?'

Citibank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!'

Family Member: 'Do you think God will be mad at her?'
Citibank: 'Excuse me?'

Family Member: 'Did you just get what I was telling you - the part about her being dead?'

Citibank: 'Sir, you'll have to speak to my supervisor.'
Supervisor gets on the phone:

Family Member: 'I'm calling to tell you, she died back in January with a $0 balance.'

Citibank: 'The account was never closed and late fees and charges still apply.'
Family Member: 'You mean you want to collect from her estate?'

Citibank: (Stammer) 'Are you her lawyer?'

Family Member: 'No, I'm her great nephew.' (Lawyer info was given)

Citibank: 'Could you fax us a certificate of death?'

Family Member: 'Sure.' (Fax number was given)

After they get the fax :

Citibank: 'Our system just isn't setup for death. I don't know what more I can do to help.'

Family Member: 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care.'

Citibank: 'Well, the late fees and charges will still apply.'

(What is wrong with these people?!?)

Family Member: 'Would you like her new billing address?'

Citibank: 'That might help...'

Family Member: 'Odessa Memorial Cemetery, Highway 129, Plot Number 69.'
Citibank: 'Sir, that's a cemetery!'

Family Member: 'And what do you do with dead people on your planet???'
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Offline BjornBee

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Re: Remember to Cancel credit Cards before dying!
« Reply #1 on: March 06, 2009, 06:06:03 AM »
Does not surprise me.
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Offline beemused

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Re: Remember to Cancel credit Cards before dying!
« Reply #2 on: March 08, 2009, 06:55:10 PM »
Having gone through a similar debacle with 2 credit card issuing companies when my mother died last year I can say I think that story is quite true. There are no bounds to the idiocy of bureaucracies corporate or government.
"Political correctness is a doctrine, fostered by a delusional, illogical minority, and rabidly promoted by an unscrupulous mainstream media, which holds forth the proposition that it is entirely possible to pick up a turd by the clean end."

Offline irerob

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Re: Remember to Cancel credit Cards before dying!
« Reply #3 on: March 12, 2009, 07:19:30 PM »
  It's probably true. I remember a 30 minute conversation with the clerk of court ( I think ) with my father tyring to tell them why my grandfather wasn't' coming to jury duty because he passed 3 months prior ending with my dad saying " I don't think he gives a d@#$ if you issue a warrent or not hes not coming to jury duty." and hanging up.
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